1741
Table of Contents:
- Loans applications created PRIOR to April 24th 2025
- Loans applications created ON or AFTER April 24th 2025
If you are receiving a 4435, 4436 or 4438 error code (errors related to citizenship status/citizenship clearance) the system will prevent you from creating a new application. Follow ALL the instructions in this article. Note that the submission MUST be completed in CAFS and NOT Ventures. Once you follow the instructions below, you MUST finish the application in CAFS. Do not continue in Ventures! This includes any data updates you may need to make.
Loan Applications created PRIOR to April 24th 2025
Please follow the steps below so that you are able to create your application and send the data needed to ETRAN. You must have an application # and the validation must be present in CAFS in order for SBA to begin review of this error for the specific application.
From Ventures:
- Click on SBA Submission
- Click Add and choose Create New Application
- Make sure your processing method is correct
- Select Yes to the Pre-Application question (not to be confused with Precheck)
- Continue and through the screens and click submit
- A Pre-Application will be created (this sends minimal data to ETRAN) Do not stop here
- Click on the Pre-Application Number you just created
- Click Next on the following screen click Next again, then click Submit
- You will get the same validation but now you should be able to see all of your data in CAFS
To confirm, log in to CAFS and access the application. The left side menu should have a full data set. Click on Validate at the top and check, do you see the same error?
If you see the same validation error, take a screenshot of the error and include that in your email along with the Application number when corresponding with SBA regarding this error.
This is not intended to produce a full and accurate T&C, this is intended as a workaround to submit data in order for SBA to begin the review and clearance of error 4435, 4436 and/or 4438.
Within CAFS:
If your Principal is marked anything other than US Citizen, validation errors 4435/4436/4438 will be triggered.
- Upload forms to ETRAN > Documents > 1317 “INS/USCIS Verification – Borrower Consent”
- You should only upload USCIS Form G-845, all 3 pages of the “Verification” form only. DO NOT provide the Supplemental G845 Form.
- Release/ Authorization Form: The Release/Authorization form must be signed (with a “wet-Signature” in “ink”) by the alien and must include the name, address, date of birth, and one of the following statements required by USCIS:
- “I authorize the U.S. Citizenship and Immigration Services to release information regarding my immigration status to [name of SBA Lender], because I am applying for a U.S. Small Business Administration loan.”
- “I authorize the U.S. Citizenship and Immigration Services to release alien verification information about me to [name of SBA Lender], because I am applying for a U.S. Small Business Administration loan.”
- Immigration Card: (current copy of both the front & back of a permanent resident card with a 10yr validity)
- Email SLPC at [email protected] with the following information per immigrant applicant:
- Borrower/Principal Name
- Lender Name
- ETRAN Application Number
After receiving the email:
- SLPC will review documentation
- SLPC will update clearance indicator within ETRAN
- SLPC will email results to Lender
- After receiving confirmation from [email protected] that clearance is granted and that the Validation Error is removed from your loan, access your loan file in CAFS and click Validate. Once you confirm the validation error is gone, complete your application in CAFS. DO NOT CONTINUE IN VENTURES. This includes any remaining data entry and uploading your documents. COMPLETE THIS IN CAFS.
- If you have any data entry that will be part of your credit memo, they can still be entered in Ventures (for example Narrative and spread information). DO NOT PUSH INFORMATION TO CAFS.
- CLICK SUBMIT IN CAFS, DO NOT SUBMIT FROM VENTURES as this will override the updated data in CAFs.
By clicking Submit in CAFS your application will move to In Compliance Review status. Once your status updates in CAFS you can come back to Ventures and manually update your loans status.
Loans Applications created ON or AFTER April 24th 2025
If your loan application returns a 4435, 4436 or 4438 error regarding Citizenship status, Ventures will flag the application and not allow it to be updated from Ventures moving forward. This is to comply with SBA advice regarding clearing the validation codes. This will prevent the chance of you inadvertently updating the loan through Ventures as doing so will interfere with your ability to get the codes cleared.
Please follow the steps below so that you are able to create your application and send the data needed to ETRAN. You must have an application # and the validation must be present in CAFS in order for SBA to begin review of this error for the specific application.
From Ventures:
- Click on SBA Submission
- Click Add and choose Create New Application
- Make sure your processing method is correct
- Select Yes to the Pre-Application question (not to be confused with Precheck)
- Continue and through the screens and click submit
- A Pre-Application will be created (this sends minimal data to ETRAN) Do not stop here
- Click on the Pre-Application Number you just created
- Click Next on the following screen click Next again, then click Submit
- You will get the same validation but now you should be able to see all of your data in CAFS
To confirm, log in to CAFS and access the application. The left side menu should have a full data set. Click on Validate at the top and check, do you see the same error?
If you see the same validation error, take a screenshot of the error and include that in your email along with the Application number when corresponding with SBA regarding this error.
This is not intended to produce a full and accurate T&C, this is intended as a workaround to submit data in order for SBA to begin the review and clearance of error 4435, 4436 and/or 4438.
From this point forward:
- You MUST complete any remaining data entry in CAFS.
- You can use Ventures to generate your Terms and Conditions and upload documents.
- You MUST submit your application in CAFS
Within CAFS:
If your Principal is marked anything other than US Citizen, validation errors 4435 and 4436 will be triggered.
- Upload forms to ETRAN > Documents > 1317 “INS/USCIS Verification – Borrower Consent”
- You should only upload USCIS Form G-845, all 3 pages of the “Verification” form only. DO NOT provide the Supplemental G845 Form.
- Release/ Authorization Form: The Release/Authorization form must be signed (with a “wet-Signature” in “ink”) by the alien and must include the name, address, date of birth, and one of the following statements required by USCIS:
- “I authorize the U.S. Citizenship and Immigration Services to release information regarding my immigration status to [name of SBA Lender], because I am applying for a U.S. Small Business Administration loan.”
- “I authorize the U.S. Citizenship and Immigration Services to release alien verification information about me to [name of SBA Lender], because I am applying for a U.S. Small Business Administration loan.”
- Immigration Card: (current copy of both the front & back of a permanent resident card with a 10yr validity)
- Email SLPC at [email protected] with the following information per immigrant applicant:
- Borrower/Principal Name
- Lender Name
- ETRAN Application Number
After receiving the email:
- SLPC will review documentation
- SLPC will update clearance indicator within ETRAN
- SLPC will email results to Lender
- After receiving confirmation from [email protected] that clearance is granted and that the Validation Error is removed from your loan, access your loan file in CAFS and click Validate. Once you confirm the validation error is gone, complete your application in CAFS.
- All data entry must be completed in CAFS. If you have any data entry that will be part of your credit memo, they can still be entered in Ventures (for example Narrative and Spread information).
- You can upload documents through Ventures, or CAFS
- CLICK SUBMIT IN CAFS,
By clicking Submit in CAFS your application will move to In Compliance Review status. Once your status updates in CAFS you can come back to Ventures and manually update your loans status.
